Keep your cool in the housing market

Organisation and preparation are key to helping reduce stress throughout the homebuying journey

Realistic budgeting and taking account of all costs helps avoid affordability issues and unexpected expenses

Future planning can prevent the need for repeating the whole process again too soon and resulting in an unexpected move

Few people imagine buying a house to be a walk in the park, but it might surprise some to see that 2,000 homeowners recently ranked house buying as one of life’s most stressful experiences¹ – even worse than childbirth, interviews and a trip to the dentist!

As the weather warms up, what are the best ways to keep your cool in the summer housing market?

Organisation

Anybody who has been through a stressful house purchase will tell you organisation is crucial.

There will always be challenges to navigate, most of which will be out of your control. However, planning well and taking control of the process can reduce stress. Complete paperwork as efficiently as possible but be sure to take your time when you need it to avoid regrets.

Honest reflection

In the housing market, it is important to be honest with yourself. When you’re house hunting, think about your true budget, taking account of things like your deposit, monthly mortgage payments, Stamp Duty, solicitor fees, survey costs and moving expenses.

Sometimes you’ll need to get an outside expert opinion. A good example is a professional survey, which can highlight structural issues, roofing problems or potential maintenance costs – one stress off your mind.

Forward thinking

Try to think about your future needs as much as possible when house hunting. Will you need more bedrooms within five years? Do you need space to work from home? If you want to avoid repeating the process again too soon, don’t fall in love with a house you’ll outgrow!

Help with what you need

Summer’s heating up and we can help you keep your cool – whatever your house hunting goals.

¹Compare My Move 2026

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.